Figurerobics and others

Phew.......

I was on youtube 3 weeks ago with i stumble upon this korean aerobic called figurerobics and i was like.... SOLD!

It looks like a simple 30 mins workout....

This is the "mostly" arms exercise video....
so I give it a try......

OH MY FREAKING GOD. IT JUST KILL MY ARMS! I just cant believe it......lol

But I have fun doing all her aerobics......(google figureobics)She also has one with dumbells and also ball. For legs, stomach, a bit or everything.

What I like about it is, eventhough the video is mainly for specific area....she also throw some mix workouts..... so i wont feel bad just doing the arms videos....

So does it works? ABSOLUTELY. I been doing in for 3 weeks, and my arms looks more toned and stronger....even my husband notice it......hahahah

Ok other than aerobics, remember my credit card entries? Ok so today i applied for another one for me and hubby.

this time I took a slight risk because it has annual fee of $125 (first year waive).... I need to remind myself to cancel it on the second year thats all.....

The signup bonus for this time is $500 back after spending $2.5k in 3 months. So for both of us will be $1000 back. Handy since we are taking one month vacation to my home country. Lots  of things to buy so this will definitely help!

Oh....it also came with another useful perks..... NO FOREIGN TRANSACTION FEE. So then I can swipe in malaysia without extra fee..... I will try not too because we are bringing cash for sure.

Anyway..... time to hit the shower..... I want to do another figurerobics but it is getting so late.

There;s always tomorrow. :D

I wish I can just write

Without hurting anyone's feeling.......

First of all, you know what I hate the most?

Insecure people who keep on picking others to make them feel superior.

Let just said you have a REALLY BAD day...... ohh emm gee... who doesnt have a bad day?

No one has a perfect day to day life.....

But of course, you have couple of bad days......and first thing that came to your mind...

"Ohh atleast i am not  (name of person who just recently had a very bad stuff happen to them), or I'll be devastated"

REALLY?

Do you really have to compare your life to them  just so you can make yourself feels better?

OK, I AM TOTALLY AGAINTS IT.

I am proudly said, I would NEVER make that kind of comparison. This will include bragging and showing off godamnthings I have owned just to prove that I can afford to buy things....

First of all.... I never buy for the name, I bought for the quality.......it is true!

Imagine I love my walmart nobo jeans better than a freakin levis because it stands after gazillion wash! my levis started to rip apart and to my surprise the nobo jeans still standing strong, with every strands of denim holding each other tight with no sign of getting rip. AT ALL.

So, when I want to buy a mac, please dont assume I am going to chill at strabucks with a venti caramel fraps twitting.

Can someone please kill all these shallow people for me? Do you really think, name brand is really what makes you , you?

This is MADNESS.

I have met a lot of well-off down to earth people....and they dont seem to care at all.......

I am not perfect either........ I still buy some known brand just because of the reviews I got from it.
Not because Paris Hilton owns it....or something.

WHO FRICKING CARE?

For example......... I bought Android tablet (acer iconia A500 ) because it is a steal. It has USB port and sd card slot which is a big plus. i can hook up my external hard drive to it.

But people were like " ohhhh ok, I thought you will get and ipad"

When I ask why?

"Oh because it is apple, and they are classy"

Ok shallow than dirt grave people. Although I owned a Mac...that doesnt mean I am going to get suckered on each products........! have you heard of varieties? If you have an investment, you dont wnat to put everything in one basket, do you?

I wanted to try Adnroid for a change.... and tell you what? I LOVE IT. I love my tablet....it costs half left and can do a bit more than an Ipad.....there i say it..... The only con is the screen. Ipad has it better.... but i dont care much because the functionality is better.

So yes, quality is very important to me but it also has to be within the price range......

I was lucky to born in a family that is pretty well off. BUT my dad never make it really easy for us. Not in a bad way....but he always taught us how to work for the money....it wont falls from trees and also how to be independent.

So yes, if you are just here trying to impress me with your things.... do me a favor and get a hell out of my life, because I don't give a damn.

Thank you.

Credit Cards

I love credit cards.

For the right reason.

SMART reasons. With an S in it.

Let me tell you how many credit cards I've owned.

According to creditcarma.com (  free credit score tracking site ) , I have 16 credit cards since I move over here.

WAIT WAIT WAIT WAIT, before you say anything about my spending, 14 of these cards have 0 balance on it and the my credit card utilization rate is 6%. It was lower but I charge 2 plane tickets to Malaysia and I wont pay it yet until the trip is over.

So am I crazy or what?

You see, what I love about these credit cards are the signup bonus and also the points i can get from it.

My main credit card is Discover with 3 months rotating categories. (5% cashback on each dollar you spend ). So let say you spend $300 on gas on one of the month, you will get $15 back. Seems not much but it does accumulate.

 But well let's get back to the point  and  THE REASON to ALL THESE CREDIT CARDS MADNESS...... or like Sheldon said in Big Bang Theory "this is adness.....adness"

Anyway, let's talk about the sign up bonus. My best signup bonus so far was from Chase Freedom Visa.

You will get back $300 for spending $500 on the next 3 months after card approval. Easy peas....... our groceries alone are around that amount. So I just charge the card regularly and I will get back $300 after I reach $500 spending.

How cool is that?

Of course your credit score will take a hit.......but I have nothing better to do with it right now, so might as well take couple of hits from these. We wont be buying house anytime soon, because we want the flexibility to live anywhere we want and not get stuck at the same house for the next 10 years.It is not just that, cost of living in California is so high right now, it only make sense for us to rent at this moment.

Btw, all these cards has 0 annual fees.

Swiping all the time is tempting, but I hate debt so I usually paid it off the next week.

So why not? Who doesn't want free money?